Credit Scorecard

To access the credit scorecard click here

A commercial credit scoring solution in tune with commercial reality to help you maximise sales and manage risk.

There is no absolute way of establishing and setting a credit limit and different providers of Credit reports will recommend different limits for the same company. None of them will show you how they have reached their decision Isn't that what you would like to know?

What sets our scorecard apart from the rest?

• Unique

  Our scorecard is unique because it shows you how our recommended limit has been reached thus, helping you make better informed decisions;

• Informative

  CMT Credit Scorecard will give you credit scores and limits that indicate whether you are taking a low, medium or high risk and for larger credit transactions, a Higher Commercial Risk limit subject to other factors is shown. It also provides a credit guideline for a new customer;

• Easy to use

  The application is simplicity itself. You are set up with a password and can download web based reports in seconds over the internet;

• Methodology

  Based upon the latest filed accounts and company information we take into consideration measures of performance and financial status and calculate and score against key ratios for example, working capital use and net worth. We also, take account of the year on year variances and what is deemed acceptable for different industries and size of company;

• Updates and monitoring

  Trends in different markets and industry sectors are constantly monitored and whenever adjustments are needed for the minimum and maximum requirement for different ratios, we implement them;

• Cost effective

  It saves time by supporting the work carried out by your credit analysts, credit underwriters and your sales people;

• Tried and tested

  Our method has been developed by Steve Savva through his many years of experience working in the credit industry. It is commercially minded and more often than not provides higher realistic limit assessments than other providers. It is also proven to be very effective.

  Many companies have received CMT's ‘Managing Commercial Credit Risk' and ‘In-depth Accounts Analysis' training and already use the method on which our scorecard is based as part of their credit decision making process. These include; computer 2000, Dell, Lloyds TSB Finance, NACCO Materials Handling Group and Volkswagen Financial Services.

  Life Technologies subscribed to the service while it was still in test and this is what Gary Steadman, Global Head of Credit said about it:

  "We have been using the CMT Credit Scorecard for a few months now and we are delighted by the simplicity of the system and the information it produces. Our aim was to maximise sales, manage and minimise risk. The CMT Credit Scorecard fits the bill perfectly. I like the way the system gives you a number of limit recommendations and that are commercially based. After an initial trial, we were so pleased with the information provided that we have subscribed to the service and look forward to the whole of Europe being added to the system"

Custom Scorecard

Your own scorecard built and tailored to your specific needs.

Custom Report and Monitor

With our expertise and experience we can provide:

• Enhanced reporting
• Individual account monitoring.

Training

Full in-depth training on Commercial Credit Scoring and Risk Analysis is available upon request.

Free trial

Take advantage of our no obligation offer and click here to download your trial reports completely free of charge.

Pricing

Our reports are priced competitively subject to contact and volume.

If you would like to learn more about our scorecard please telephone Steve on +44(0)115 989 9997 or email steve@cmtltd.co.uk.