In-Depth Financial Analysis and Credit Scoring

The aim of this course is to provide a practical introduction to financial statements and is designed to give delegates a good all round knowledge of how to interpret and analyse accounting information.  You will learn how apply scoring to key ratios to make decisions as to whether or not to grant credit to a company, invest in a company or to take a higher commercial credit risk with a company.

This course will fully acquaint you with CMT's Credit Scorecard - www.credit-scorecard.com  

Cost: £697 per delegate – including course notes and certificate.


Course Content

Course Objectives

  • To be able to read balance sheets and profit & loss accounts
  • To be able to analyse financial statements
  • To look at critical ratios and other essential measurements
  • To score ratios and make commercially minded decisions
  • To interpret precisley what the numbers mean
  • To understand off balance sheet items and what they mean

Course Content

  • The main concept of accounts
  • Some of the terminology used
  • Balance sheets and profit & loss accounts
  • Knowing what is owned and what is owed by a company
  • Analysing the balance sheet and profit & loss account
  • Working with and interpreting key ratios
  • Looking at in-depth accounts analysis
  • Measures of performance
  • Measures of financial status
  • Working capital use
  • Getting behind the figures
  • Main headings and sub-headings
  • Cash flow statements
  • Understanding strengths and weaknesses
  • Factors affecting accounts analysis
  • Making decisions
  • Practical exercises

Course Designed For

Professionals who want to make smart business decisions and who need or want to understand financial information which is often unclear, confusing or frustrating.

Course Duration

One Day

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